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One Heckuva Job

How many times has the media shown video footage of refugees forced from their homes and living in makeshift tents? They are sad pictures to watch, but such pictures are usually from Africa. It happens all the time in Africa.

Thank God such terrible scenarios never occur here – in America, land of the American Dream.

Or, do they?

Way back in 2002, just two years into George W Bush’s presidency, he made a speech at the Department of Housing and Urban Development in Washington.[1]

Here is part of that speech:

…….I believe owning something is a part of the American Dream……..I believe when somebody owns their own home, they’re realizing the American Dream. They can say it’s my home, it’s nobody else’s home. And we saw that yesterday in Atlanta, when we went to the new homes of the new homeowners. And I saw with pride firsthand, the man say, welcome to my home. He didn’t say, welcome to government’s home; he didn’t say, welcome to my neighbor’s home; he said, welcome to my home……

…….. We are here in Washington, D.C. to address problems. So I’ve set this goal for the country. We want 5.5 million more homeowners by 2010 — million more minority homeowners by 2010. (Applause.) Five-and-a-half million families by 2010 will own a home. That is our goal. It is a realistic goal. But it’s going to mean we’re going to have to work hard to achieve the goal, all of us. And by all of us, I mean not only the federal government, but the private sector, as well…….

And so I want to, one, encourage you to do everything you can to work in a realistic, smart way to get this done. I repeat, we’re here for a reason. And part of the reason is to make this dream extend everywhere.

I’m going to do my part by setting the goal, by reminding people of the goal, by heralding the goal, and by calling people into action, both the federal level, state level, local level, and in the private sector. (Applause.)

And so what are the barriers that we can deal with here in Washington? Well, probably the single barrier to first-time homeownership is high down payments. People take a look at the down payment, they say that’s too high, I’m not buying. They may have the desire to buy, but they don’t have the wherewithal to handle the down payment. We can deal with that. And so I’ve asked Congress to fully fund an American Dream down payment fund which will help a low-income family to qualify to buy, to buy. (Applause.)

We believe when this fund is fully funded and properly administered, which it will be under the Bush administration, that over 40,000 families a year — 40,000 families a year — will be able to realize the dream we want them to be able to realize, and that’s owning their own home. (Applause.)

The second barrier to ownership is the lack of affordable housing. There are neighborhoods in America where you just can’t find a house that’s affordable to purchase, and we need to deal with that problem. The best way to do so, I think, is to set up a single family affordable housing tax credit to the tune of $2.4 billion over the next five years to encourage affordable single family housing in inner-city America. (Applause.)

The third problem is the fact that the rules are too complex. People get discouraged by the fine print on the contracts. They take a look and say, well, I’m not so sure I want to sign this. There’s too many words. (Laughter.) There’s too many pitfalls. So one of the things that the Secretary is going to do is he’s going to simplify the closing documents and all the documents that have to deal with homeownership.

It is essential that we make it easier for people to buy a home, not harder. And in order to do so, we’ve got to educate folks. Some of us take homeownership for granted, but there are people — obviously, the home purchase is a significant, significant decision by our fellow Americans. We’ve got people who have newly arrived to our country, don’t know the customs. We’ve got people in certain neighborhoods that just aren’t really sure what it means to buy a home. And it seems like to us that it makes sense to have a outreach program, an education program that explains the whys and wherefores of buying a house, to make it easier for people to not only understand the legal implications and ramifications, but to make it easier to understand how to get a good loan……

…….we want to make sure the Section 8 homeownership program is fully implemented. This is a program that provides vouchers for first-time home buyers which they can use for down payments and/or mortgage payments…….

………And so, therefore, I’ve called — yesterday, I called upon the private sector to help us and help the home buyers. We need more capital in the private markets for first-time, low-income buyers. And I’m proud to report that Fannie Mae has heard the call and, as I understand, it’s about $440 billion over a period of time. They’ve used their influence to create that much capital available for the type of home buyer we’re talking about here. It’s in their charter; it now needs to be implemented. Freddie Mac is interested in helping. I appreciate both of those agencies providing the underpinnings of good capital……..

……..part of the cornerstone of America is the ability for somebody, regardless of where they’re from, regardless of where they were born, to say, this is my home; I own this home, it is my piece of property, it is my part of the American experience. It is essential that we stay focused on the goal, and work hard to achieve that goal. And when it’s all said and done, we can look back and say, because of my work, because of our collective work, America is a better place……”

            

The numbers of people living in Tent City, Ontario, California, and other similar sites, are growing due the sup-prime mortgage crisis initiated by George W Bush and his administration in 2002. More and more Americans are ending up in tents or RCV’s with nowhere else to go.

So much for their American Dream.

Heckuva job yer did, Bushie.

[1] “President Reiterates Goal on Homeownership”, WHPR
      (Speech available in print, video, or audio format)

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Too High To Reach

When Eliot Spitzer resigns his position as New York governor today it will be the end of his career in politics. Much of the blogosphere is debating the rights and wrongs of his wife standing with him while he acknowledged his assignations with high-class prostitutes, but the argument goes much deeper than that.

It throws the whole concept of American morality into question.

While we have a right to expect our politicians to practice that which they preach, the biblical ethics forced on society by right-wing powers in this country are so ludicrously outdated as to be obsolete. Struggling to maintain a set of ethical rules dating back thousands of years results in a constant stream of public figures, both from politics and religion, falling from grace in a fashion that makes a mockery of the morals they swear to uphold.

Hardly a week goes by that some unfortunate soul is not caught with his pants round his ankles, performing ‘lewd acts’ – whatever that is supposed to mean – with a man, or woman, or animal, definitely not his wife.

Interestingly, another news item to hit the headlines this week has not been connected to Spitzer’s demise. But it should be.

A recent report has noted that an incredibly high percentage of teenage girls in America are infected with sexually transmitted diseases such as clamydia, human papilloma virus, and herpes.[1] One in every four white teenage girls between the ages of fourteen and nineteen are infected, and nearly half (48%) of black girls of similar age.

The reason is so obvious it hardly bears explanation: ignorance.

Lack of proper sex education; moralistic emphasis on abstinence rather than condom use and proper birth control, and the high-handed approach that US girls just won’t have sex if they’re properly brought up and attend church regularly, are all causes of this unhealthy explosion in disease.

The plain fact is that teenagers will have sex. It’s not possible to stop it because it’s a natural function controlled by hormones. To demand youngsters abstain totally until marriage is not only stupid, it’s plain cruel. Perhaps, in a perfect society it might be feasible, but America is one of the most imperfect society’s on the planet. It runs the length of the spectrum from High Church to Britney Spears and Paris Hilton, yet American values demand all its citizens adhere to the same moral standards, as decreed by those who regularly flaunt them, and occasionally – like Eliot Spitzer – get found out.

Mister Spitzer may, today, be wishing he was born French. The French have a much more sensible approach than Americans, or even the British, to morals and ethics. French politicians are expected to perform their duties well, but how they entertain themselves in their spare time is seldom cause for headlines in Gallic newspapers. While President Sarkozy’s recent, steamy, love affair with Carla Bruni caused a few Parisian ‘tut-tuts’, it was more out of boredom with the whole business rather than any sense of moral indignation.

To compare the United States to Europe is to step back in history over one hundred years, to the time Queen Victoria ruled Britain. Then, moral values were biblically pure, as they are in America today. In practice, however, everyone was ‘doing it’ just as much as they ever have since before man first jumped down from the trees.

Today, morals have fallen more into line with reality throughout Europe, though certain nations like France have proved more openly forthright over the issue than others.

America has remained a closed society for years, unaffected by the apparent immorality of the outside world. European visitors find it quaintly amusing that female breasts are fuzzed, and even mildly ‘blasphemous’ comments bleeped out by US TV channels.

It all begs the question: who is right? Have Europe and other secular nations descended the long road to hell and abomination since the nineteenth century, or is America just wallowing in a time-warped pit of its own self-righteousness?

To answer the question it is necessary to define ‘morals’.

Websters defines ‘morals’ as ‘modes of conduct’; rules by which we conduct ourselves. That suggests a rule can be made to which we, as individual human beings, can all adhere.

Nothing is further from the truth. Eliot Spitzer, his long line of precedent politicians and churchmen, and our sexually infected teenage girls are all living proof of that.

Morals are nothing more than a curtain, a veil we draw to obscure our true selves. The occurrences behind the curtain go on as they have since time immemorial, but we pretend they’re not there.

Once in a while, the curtain is lifted, or the veil rent, revealing the true hypocrisy – not of the accused, but of the moral code our minds have convinced us we all happily live under and obey.

Eliot Spitzer’s frolic with a prostitute is a matter for himself and his family. He should resign, but not because of his assignation. His crime was one of pretense. He made a virtue of attacking the actions of others while underhandedly mocking the morals he pretended to uphold.

Prostitution is illegal in this country, as in certain parts of Europe. Yet it is one of the most flourishing and oldest professions on the planet. It has survived, despite moral persecution, because it supplies a universal need, yet it is seen by the moralistic right as a flagship, the hallmark of evil and corrupt immorality in this country.

In truth, the only reason for outlawing it is to keep our moral veil in place.

Meanwhile, that veil will regularly twitch, revealing more and more Eliot Spitzers, fallen politicians and clerics, and teenagers infected by sexually transmitted diseases.

[1] BBC News – “STDs rife among US teenage girls.”

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